Saturday, February 16, 2008
Kuns Co-authors Borrow Smart, Retire Rich
At a time when many people are teetering on the edge of financial disaster and are in desperate need of money, co-authors Jeff Kuns and Todd Ballenger have written a book explaining HOW to borrow wisely. Jeff Kuns, partner in the mortgage company America’s First Funding Group, with offices in Neptune, New Jersey, and Beverly Hills and Sacramento, California, has co-authored the book Borrow Smart, Retire Rich. Kuns and co-author Todd Ballenger of KendallTodd, Inc., Chapel Hill, N.C., show the average house-rich but cash-poor American how to actually create wealth by managing liabilities.
According to Kuns and Ballenger, managing your liabilities can transform one’s financial future. The book helps to answer such questions as:
How can I protect my house equity from depreciation? Foreclosure? Lawsuits?
How and when can I access the wealth in my house?
When does the return on my house have little or no impact on my net worth?
How can borrowing (or not borrowing) dramatically affect my savings?
When should I prepay my mortgage? And how?
How can I minimize taxes when I see my house?
For further information, contact Diana Davidson 732-774-8978 or visit www.AmericasFirstFundingGroup.com. A free electronic preview of the first three chapters are available at www.AmericasFirstFundingGroup.com.
About Kuns and Ballenger:
Jeff Kuns, who began his mortage career in 1997, is a registered N.J. Mortgage Solicitor, California real estate broker, and vice president of education with America’s First Funding Group, Neptune, N.J. He is on the faculty of the National Institute of Financial educations, and has earned the professional designations of certified mortgage planner (CMP), certirfied mortgage planning specialist (CMPS), and certified liability advisor (CLA). His professional affiliations include the Financial Planning Association and the CMPS Institute. Before becoming a partner in America’s First Funding Group, Kuns was a mortgage planner for 11 years with First Choice Financial, California, a boutique mortgage company. As
a mortgage planner, Kuns worked with clients to develop comprehensive debt strategies that complemented an overall financial plan. Kuns, a graduate of LaSerna High School, Whittier, California, attended Fullerton College, Fullerton, California.
Todd Ballenger has 18 years experience in the financial services industry as a licensed securities, insurance, real estate, and mortgage lending professional. Ballenger founded three companies: Capital Savings Co, Inc.; Advantage Capital Mortgage, USA; and PlanMax Financial. These three companies closed over $2 billion dollars in residential and commercial loans before being rolled into a Nasdaq IPO in 1999. Todd is considered an industry pioneer in the area of capital market and credit market convergence, and has published courses on lending and equity management currently approved for realtors, appraisers, builders and lenders in more than 28 states. Todd was a two-time Inc. 500 winner, a three time KPMG Fast 50 winner, and the 1998 N.C. Mortgage Lender of the year. Todd was awarded the 2003 '40 Under 40' award by the Triangle Business Journal in N.C. as one of the top 40 young leaders. Todd has a business degree from the University of North Carolina.
Submitted by Fran Kirschner, Frantasy Enterprises
According to Kuns and Ballenger, managing your liabilities can transform one’s financial future. The book helps to answer such questions as:
How can I protect my house equity from depreciation? Foreclosure? Lawsuits?
How and when can I access the wealth in my house?
When does the return on my house have little or no impact on my net worth?
How can borrowing (or not borrowing) dramatically affect my savings?
When should I prepay my mortgage? And how?
How can I minimize taxes when I see my house?
For further information, contact Diana Davidson 732-774-8978 or visit www.AmericasFirstFundingGroup.com. A free electronic preview of the first three chapters are available at www.AmericasFirstFundingGroup.com.
About Kuns and Ballenger:
Jeff Kuns, who began his mortage career in 1997, is a registered N.J. Mortgage Solicitor, California real estate broker, and vice president of education with America’s First Funding Group, Neptune, N.J. He is on the faculty of the National Institute of Financial educations, and has earned the professional designations of certified mortgage planner (CMP), certirfied mortgage planning specialist (CMPS), and certified liability advisor (CLA). His professional affiliations include the Financial Planning Association and the CMPS Institute. Before becoming a partner in America’s First Funding Group, Kuns was a mortgage planner for 11 years with First Choice Financial, California, a boutique mortgage company. As
a mortgage planner, Kuns worked with clients to develop comprehensive debt strategies that complemented an overall financial plan. Kuns, a graduate of LaSerna High School, Whittier, California, attended Fullerton College, Fullerton, California.
Todd Ballenger has 18 years experience in the financial services industry as a licensed securities, insurance, real estate, and mortgage lending professional. Ballenger founded three companies: Capital Savings Co, Inc.; Advantage Capital Mortgage, USA; and PlanMax Financial. These three companies closed over $2 billion dollars in residential and commercial loans before being rolled into a Nasdaq IPO in 1999. Todd is considered an industry pioneer in the area of capital market and credit market convergence, and has published courses on lending and equity management currently approved for realtors, appraisers, builders and lenders in more than 28 states. Todd was a two-time Inc. 500 winner, a three time KPMG Fast 50 winner, and the 1998 N.C. Mortgage Lender of the year. Todd was awarded the 2003 '40 Under 40' award by the Triangle Business Journal in N.C. as one of the top 40 young leaders. Todd has a business degree from the University of North Carolina.
Submitted by Fran Kirschner, Frantasy Enterprises
